Saeed Farahani’s Blog

First-time homebuyers in Canada should focus on understanding mortgage terms, saving for a down payment, and budgeting for all homeownership costs, including taxes and utilities. Choosing the right neighborhood, conducting home inspections, and maintaining a good credit score are crucial. Consider government assistance programs and be prepared for closing costs. It's important to plan for…

First-time homebuyers can access various programs to ease financial burdens. The Home Buyers’ Plan (HBP) allows withdrawals from RRSPs for down payments, offering up to $35,000 tax-free. The First-Time Home Buyer Incentive provides 5% or 10% of the purchase price as a shared equity mortgage. New Brunswick offers a Home Ownership Program for low-income families,…

First-time homebuyers in Canada should assess their finances, set a realistic budget including all costs, and save for a down payment to avoid mortgage insurance. Getting mortgage pre-approval clarifies borrowing limits and locks interest rates. Research the market thoroughly and consider first-time buyer incentives. A home inspection is essential, and be prepared for closing costs.…

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Fully Furnished 1br plus Den | Utilities Included | Brand New Experience modern living at its best in this brand-new 1-bedroom + den, 1-bathroom home at the highly sought-after Apex by Denna Homes. This bright 575 sq.ft. north-facing residence features a spacious balcony with stunning city and mountain views. Enjoy premium finishes, air conditioning, and…

پس‌انداز برای پیش‌پرداخت خانه یکی از مراحل مهم خانه‌دار شدن است. در کانادا، حداقل پیش‌پرداخت بسته به قیمت خانه متفاوت است و معمولاً ۲۰٪ برای جلوگیری از بیمه وام مسکن ترجیح داده می‌شود. راهکارهای پس‌انداز شامل کاهش هزینه‌ها، استفاده از حساب‌های پس‌انداز با سود بالا یا First Home Savings Account (FHSA) و برنامه‌ریزی برای Home…

Purchasing your first home in Canada can be overwhelming, but expert advice can help. Key tips include getting pre-approved for a mortgage to define your budget, saving for a down payment (5% to 20% depending on the price), and understanding additional costs like closing fees and property taxes. Check your credit score, work with a…

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